This is after spending an hour and a half on the phone with customer service. So they want me to upload a bank statement. Although they've done it multiple times in the past. I'm able to call but they can't for some reason. For some reason their phone system will not allow them to call my actual credit union. We were on hold for 20 minutes to find that out. The customer service guy called a number he googled for my credit union, but they were located in another state. In the same call they called my dad's bank twice to verify it. I have to prove that my bank account is mine and my dad's is his. Now they've restricted my card, while accepting payment.

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The stock is down 14.3% this year.Capital One issues personal and small business credit cards that earn rewards and come with other perks and benefits, including 0% introductory APR periods and fraud liability protection. Shares of Capital One were down 6% to $124.31 on Wednesday. Of the 25 analysts covering the stock surveyed by FactSet, 60% rated it a Buy and 40% rated it a Hold.

He believes card issuer stocks could take a while to normalize while the market remains skittish over the potential for a recession, but argues that Capital OneвЂ™s drawback after earnings вЂњwill be a buying opportunity.вЂќ Wells Fargo analyst Donald Fandetti also cut his price target to $160 from $165 while maintaining an Overweight rating. вЂњCOF remains a beneficiary from a strong labor market given its skew to consumer lending, and the company is putting up some of the strongest loan growth among all peers,вЂќ she added. The company launched its Venture X travel card last year, and Graseck said it has been a вЂњbig hitвЂќ over the fourth and first quarter. вЂњThis time appears different due to COFвЂ™s focus on build-out of its own branded card platform, such as with the new Venture X and Small Business Card offerings.вЂќ вЂњTypically 1Q marketing expenses are much lower seasonally, as the industry takes a breather after a spend-centric 4Q,вЂќ she wrote on Tuesday. Morgan StanleyвЂ™s Betsy Graseck had a more positive take on the higher marketing expenses, maintaining an Overweight rating even as she trimmed her price target to $152 from $157. ), and alternative asset managers, such as

While Capital One shares offer value, Fotheringham wrote, he prefers payment stocks, such as That surprise led BMO Capital Markets analyst James Fotheringham to cut his price target on the stock to $188 from $200. вЂњWe continue to see opportunities to book domestic card accounts and loans that can generate resilient and attractive returns, and we continue to lean into marketing to drive growth and build our domestic card franchise,вЂќ said CEO Richard Fairbank in a call with investors. Total company marketing expense was $918 million in the quarter - up more than 80% year over year and about 20% above consensus. The decline may be partially attributed to a 33% increase in non-interest expenses, driven by higher marketing costs. Net income for the quarter was $2.4 billion, down 28% from the same period last year.

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